We are the next gen banking experience
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World-class support
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Mobile networks
MTN, Telecel, and Airtel supported.
Earning & expense
reports
Capital accumulation report.
Mobile and desktop app
Access and manage your micro-loan status anytime, anywhere.
GHS 15,804.93
Create your account today!
Why you should choose Palace
Loans that match your cycle
Daily, weekly, monthly, or after harvest — we structure repayment around your real income, not a fixed textbook schedule.
A simple process built around your schedule
Start your applicationApply
Walk into our office on Commercial Street in Bolgatanga, call us, or fill out our short application form online.
Get Assessed
A loan officer will meet you directly at your shop, farm, or office to verify your details. This takes less than an hour.
Receive Funds
Once approved, receive your funds directly in cash or via mobile money (MTN, Telecel, or Airtel) in less than 24 hours.
Trusted by thousands in Northern Ghana
"Palace funded my groundnut and soya planting for two seasons in a row. I paid back after harvest with no stress. Now I'm farming nearly twice the land."
Awini A.
Farmer, Talensi District
Ready to take the next step?
Whether you need GHS 300 for the market tomorrow or GHS 30,000 to grow your business this quarter, we'd like to hear from you.