The most Transparent & secure lender

Short-term loans for Northern Ghana — fast, fair, and built for how you earn. From Bolga Market to the farms of the Upper East, we help small businesses grow.

We are the next gen banking experience

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World-class support

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MMTNTA

Mobile networks

MTN, Telecel, and Airtel supported.

Earning & expense
reports

Capital accumulation report.

HighLowGHS 15,804.93

Mobile and desktop app

Access and manage your micro-loan status anytime, anywhere.

9:41
LTE
Total Balance

GHS 15,804.93

+12.45%••••••
MayJunJul
DisbursedMTN MoMo

Create your account today!

Why you should choose Palace

01

Loans that match your cycle

Daily, weekly, monthly, or after harvest — we structure repayment around your real income, not a fixed textbook schedule.

A simple process built around your schedule

Start your application
1

Apply

Walk into our office on Commercial Street in Bolgatanga, call us, or fill out our short application form online.

2

Get Assessed

A loan officer will meet you directly at your shop, farm, or office to verify your details. This takes less than an hour.

3

Receive Funds

Once approved, receive your funds directly in cash or via mobile money (MTN, Telecel, or Airtel) in less than 24 hours.

Trusted by thousands in Northern Ghana

Ready to take the next step?

Whether you need GHS 300 for the market tomorrow or GHS 30,000 to grow your business this quarter, we'd like to hear from you.